Sanjay Kumar Singh, Vinay Umarji &Amp;Amp; Priyadarshini Maji

Stories by Sanjay Kumar Singh, Vinay Umarji &Amp;Amp; Priyadarshini Maji

Want To Opt For EPF-EPS Joint Scheme?

Want To Opt For EPF-EPS Joint Scheme?

Rediff.com   2 Mar 2023

Before opting for this scheme, consider how EPS is calculated.

Students From Ukraine Look Elsewhere

Students From Ukraine Look Elsewhere

Rediff.com   28 Feb 2023

Of the 18,000 medical students who returned to India last year, 5,000-7,000 have either shifted to universities in Georgia, Russia, Serbia, Uzbekistan, Kyrgyzstan, Kazakhstan and Moldova or are in the process of seeking a transfer to those.

RBI Rate Hike: Opt For Home Loan Balance Transfer

RBI Rate Hike: Opt For Home Loan Balance Transfer

Rediff.com   20 Feb 2023

Improved credit profile may make you eligible to transfer your existing home loan to another lender at a much lower rate.

Why Cancer Insurance Is A Must

Why Cancer Insurance Is A Must

Rediff.com   15 Feb 2023

A person who has cancer and doesn't have any health insurance will find it difficult to buy a regular hospitalisation cover. An indemnity-based cancer plan may cover them.

Silver may outperform if China doesn't relapse into lockdowns

Silver may outperform if China doesn't relapse into lockdowns

Rediff.com   30 Jan 2023

Silver, which is currently trading at Rs 68,453 per kilogram, has appreciated 21.7 per cent over the past three months. Investors, however, shouldn't get carried away by its recent performance and put their money in it. Instead, they should evaluate its pros and cons and then take a considered decision based on their risk appetite.

Planning To Buy A Plot? Read This

Planning To Buy A Plot? Read This

Rediff.com   30 Jan 2023

Make sure that the person you are buying the plot from is the rightful owner.

Why Investors Must Build Diversified Portfolio

Why Investors Must Build Diversified Portfolio

Rediff.com   23 Jan 2023

Rebalance the portfolio at least once a year to ensure it remains in sync with the target asset allocation.

Hold On To Equity Funds in 2023

Hold On To Equity Funds in 2023

Rediff.com   19 Jan 2023

Many investors want to exit equities now and re-enter when they begin to rise. Such timing is difficult to pull off.

Planning To Buy A House In 2023? Take A Plunge

Planning To Buy A House In 2023? Take A Plunge

Rediff.com   11 Jan 2023

End users should take the plunge despite higher home loan rates as these tend to be cyclical.

EMIs Shouldn't Exceed 40% Of Income

EMIs Shouldn't Exceed 40% Of Income

Rediff.com   6 Jan 2023

Make sure buying a house won't lead to compromises on other crucial financial goals.

How FYUP Will Benefit Undergrads

How FYUP Will Benefit Undergrads

Rediff.com   26 Dec 2022

'If the FYUP is making the child employable, then we will have to ensure that learning on the job is integrated.' 'And also ensure that by the time they end FYUP they are completely employable.'

Amul's utterly butterly supply melts; eateries switch to alternatives

Amul's utterly butterly supply melts; eateries switch to alternatives

Rediff.com   30 Nov 2022

It is the season of cooking and baking, but with Amul Butter in short supply, consumers aren't like the cat that got the cream. A shortage only means market shelves without butter on them. "There is a supply-side deficit. "We are now able to procure only two packs of butter a day, as opposed to three packs (each containing 30 packets of butter) in a day," says a salesman at Modern Bazaar, a departmental store in New Delhi's Greater Kailash.

B-Schools: Consulting Tops Interns Hires

B-Schools: Consulting Tops Interns Hires

Rediff.com   9 Nov 2022

...followed by financial services, IT, and sales and marketing.

GEMs No Longer Shine At MBA Campuses

GEMs No Longer Shine At MBA Campuses

Rediff.com   10 Oct 2022

Many top B-schools attach more value now to academic record, bachelor's degree marks, work experience, performance in the personal interview, as well as gender and academic diversity -- resulting in a decline of the weighting to the CAT score.

Double-digit salary hikes return

Double-digit salary hikes return

Rediff.com   27 Sep 2022

Double-digits salary hikes are making a post-pandemic comeback on the back of a buoyant business outlook in 2023, according to global professional services firm Aon. Aon's latest "Salary Increase Survey in India" has not only projected a 10.4 per cent average hike across sectors for 2023, but also identified actual hikes in 2022 at 10.6 per cent as against its previous projection of 9.9 per cent in February. The figure of 10.6 per cent is the highest since 2012, whereas the 10.4 per cent levels projected for 2023 were last seen in 2015.

Study Abroad: How To Deal With Rising Costs

Study Abroad: How To Deal With Rising Costs

Rediff.com   29 Jul 2022

The rupee depreciation will work in favour of students who are currently studying in the US and plan to secure a job that pays in dollars.

How Amul bucked Covid blues to launch 100 products during lockdown

How Amul bucked Covid blues to launch 100 products during lockdown

Rediff.com   23 Jul 2022

The dairy major is transforming into a full-fledged F&B and fast moving consumer goods (FMCG) player, reports Vinay Umarji.

Inflation: Maintain 10-15% Investment In Gold

Inflation: Maintain 10-15% Investment In Gold

Rediff.com   15 Jul 2022

Despite its recent underperformance, gold must be a part of your portfolio.

Avoid sector, thematic funds; stick to diversified equity offerings

Avoid sector, thematic funds; stick to diversified equity offerings

Rediff.com   8 Jul 2022

Many retail investors, who are experiencing their first bear market, are shocked at the erosion in the value of their mutual fund (MF) portfolios. The pain is especially acute for those who had taken excessive exposure to sector/thematic and small-cap funds. Even international diversification has failed to stanch the bleed in this downturn.

Need Cash? Opt For Loan Against Securities

Need Cash? Opt For Loan Against Securities

Rediff.com   22 Jun 2022

If you pledge market-linked instruments and their value plummets, you will have to provide additional collateral, points out Sanjay Kumar Singh.